As usual, we have sought to address topical issues that are likely to be of interest to most readers. Included in this edition are: • Spring budget rundown • Happy new tax year! • Rise in investor confidence • Over 50? Re-joining the workforce? Prioritise your pension • Planning for your best retirement • Be aware of ‘fiscal drag’ We do hope that you find this magazine both interesting and informative. Should you have any queries or require more information on any of the articles or any other financial matter, please do not hesitate to contact us.

As usual, we have sought to address topical issues that are likely to be of interest to most readers. Included in this edition are: • Your new year investment focus • The tax year end is fast approaching • Global growth in 2023 • Do your retirement plans need a new year reboot? • Estate planning deserves some airtime • Spotlight on UK dividends • Scammers’ ‘magic tricks’ – stay one step ahead • Take back control – improve your wellbeing

As usual, we have sought to address topical issues that are likely to be of interest to most readers. Included in this edition are: • Pensions Round-Up, • IHT Receipts, • Steering through the challenging waters, • Intergenerational Financial Planning - A growing need, • Pausing pensions could be costly, • Helping family with living legacies, • IHT Loophole worth knowing, • Learning to control your investment emotions, • Looking to retire early? We do hope that you find this magazine both interesting and informative. Should you have any queries or require more information on any of the articles or any other financial matter, please do not hesitate to contact us.

We have sought to address topical issues that are likely to be of interest to you, included in this edition are: • Time to revisit your IHT strategy? • Your protection policy – Not a cost worth cutting • Sandwich generation – Time to put yourself first? • JISA to adult ISA transition period – Gen up • Spotlight on the trust registration service • Are you an emotional spender? • Sentiment and super trends • Unlocking the real value of your wealth • Divorce and your pension • Standing on your own two feet We do hope that you find this magazine both interesting and informative. Should you have any queries or require more information on any of the articles or any other financial matter, please do not hesitate to contact us.